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Wesfarmers General Insurance Limited (WGIL) ABN 24 000 036 279 AFSL 241461 is the issuer of the policies. Coles Supermarkets Australia Pty Ltd (Coles) is an Authorised Representative of WGIL. WGIL and Coles are both part of the Wesfarmers group of companies. WGIL is part of the Wesfarmers Insurance division of Wesfarmers Limited. If you take out a policy with WGI, Coles will receive a commission from WGIL, details of which, along with Coles' contact details, can be found in the Financial Services Guide (FSG). Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. The relevant Product Disclosure Statement (PDS) and FSG can be found at coles.com.au/insurance and you should obtain and consider this information before deciding whether to acquire any of our insurance products.