We've got you covered
When it comes to insurance, quality is everything.
Car Insurance
Save 15% online~
Home Insurance
Save up to 30% online*
Pet Insurance
Save 5% when you insure two or more pets**
Service you can rely on for when things go wrong
Lifetime Guarantee
Feel at ease with a Lifetime Guarantee on all repairs we approve and arrange through our authorised repairer network.+
Onshore Claims Team
Our Australian-based claims specialists are on hand, ready to help – from lodgement to approval.
24/7 Claims
Lodge and manage a claim 24/7 through our online Insurance Service Centre.
Even more rewarding with Flybuys
Make your everyday shop even more rewarding with Flybuys when you take out any Coles Insurance policy (excluding third party) and link your Flybuys number. Earn additional points for rewards and take advantage of great offers that’ll help you pocket a little more - in store and at home.1#
More points for Car, Home & Landlord
Collect double Flybuys Points at Coles supermarkets when you take out a Coles Car, Home or Landlord Insurance policy (excluding third party). Max cap applies.1
More points for Pet
Earn 10x Flybuys points in the pet aisle at Coles Supermarkets with a Coles Pet insurance policy.#
Get a trolley top up
Enjoy $10 off your Coles Supermarket shop each time you redeem 2,000 Flybuys Points in-store at checkout.^
Helpful weather tips and information
What our customers are saying
"It was easy to obtain a quote online. Efficient process and competitive premium. All in all, a good experience. The double flybuy points when shopping at Coles is also a nice incentive."
Barry - Coles Car Insurance customer
"The person I spoke to was calm and empathetic and thorough. This is exactly the kind of conversation you need to have when you are putting in an insurance claim."
Gian - Coles Home Insurance customer
Terms and conditions
Offer criteria
~Minimum premiums may apply. This online discount offer may be withdrawn at any time. Applies to new policies only. For full terms and conditions, see here.
*The 30% discount is made up of the 15% online discount and a 15% combined policy discount. Minimum premiums may apply. This discount offer may be withdrawn at any time. Applies to new policies only. For full terms and conditions, see here.
**Multi Pet discount is calculated on and applied to your Coles Pet Insurance premium when multiple Pets are included on one policy.
^2,000 Flybuys Points are required to redeem $10 off at the checkout each time. Excludes Coles Express and Coles Online. Minimum spend is $10.00 after savings and discounts in one transaction at Coles Supermarkets (excluding smoking/tobacco related product purchases and all gift cards).
#Flybuys members with a current Coles Pet Insurance policy will collect 10 Flybuys Points (equivalent to 1 standard point and 9 Bonus Points) on every dollar they spend on any product purchased from the pet range at Coles Supermarkets when they scan or enter their Flybuys card. Maximum of 1,000 Bonus Points from Coles Supermarket pet range purchases applies per policy per month. Flybuys bonus points are collected from the date your Flybuys membership is linked to your Coles Pet Insurance policy and for the term of the policy. No Bonus Points from Coles Supermarket pet range purchases will be collected for the month in which your policy terminates. Standard Flybuys Terms and Conditions apply. Flybuys bonus points are collected on transaction balance after savings and discounts have been applied and excludes Coles Express, gift cards, iTunes cards, tobacco and tobacco-related purchases. Coles Supermarkets means Coles Supermarkets and Coles Online.
Redeeming and earning Flybuys Points
1Flybuys members collect 1 Flybuys Point for every dollar spent at Coles Supermarkets whenever they scan their Flybuys card. Flybuys members with a Coles Comprehensive Car, Home or Landlord Insurance policy (Coles Insurance Policies) collect +1 extra point on each dollar spent at Coles Supermarkets for each policy whenever they scan their Flybuys card. Maximum 1,000 extra points per policy per month. Flybuys extra points are collected from the date your Flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No extra points collected on any third party car insurance policies. No Flybuys extra points will be collected for the month in which your policy terminates. Standard Flybuys Terms and Conditions apply. Flybuys extra points are collected on transaction balance after savings and discounts excluding gift cards, iTunes cards, tobacco and tobacco related purchases. Coles supermarkets means Coles Supermarkets and Coles Online only.
Product related
Standard underwriting criteria apply. Coles Car, Home and Landlord Insurance is issued by Insurance Australia Limited (ABN 11 000 016 722) (AFSL 227681) (IAL). Coles Supermarkets Australia Pty Ltd (Coles) and Loyalty Pacific Pty Ltd are authorised representatives of IAL. Coles Pet Insurance is issued by Guild Insurance Limited (ABN 55 004 538 863) (AFSL 233791)(Guild). Coles Supermarkets Australia Pty Ltd (Coles) (AR Number 269259) and Loyalty Pacific Pty Ltd (AR Number 423106) are authorised representatives of Guild and Coles receives a commission for each insurance policy sold and renewed. Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. You should read the Product Disclosure Statement and Target Market Determinations before deciding whether to acquire an insurance policy.
+Policy limitations, exclusions and conditions apply. For full terms and conditions, see the Product Disclosure Statement.