Ways to save
Cut the cost of motoring
Save on petrol with our fuel discount offer
With Coles Insurance, once a month for a year we'll triple the value of your standard 4c Coles fuel discount.
Read about our exclusive fuel offer
Plus, three ways to lower your car insurance premium
We think you'll find that our standard premiums are competitively priced. But if you have a Comprehensive Car Insurance policy with Coles Insurance, there are three ways to save even more - which together could knock hundreds of dollars off your premium.
- Choose to only cover drivers aged 25 and older
- Choose a higher excess
- Don't pay for optional extras you don't need.
Exclude cover for drivers under 25
Covering young drivers can cost more. That's why we make it easy for you to exclude cover for drivers under 25 if you don't need it. The savings can really add up.
Of course, it's important for you to know that if you have excluded drivers under 25 from your policy, you will not be covered for an at-fault claim where the driver of your car was under 25.
But don't worry - the policy has exceptions for times when your car is driven by professionals like parking attendants and mechanics who are under 25. Even if you choose to exclude drivers under 25 from your policy, you'll still be covered for those circumstances. Please review the Product Disclosure Statement for all the details.
Choose a higher excess
By choosing a higher excess, you may be able to reduce your insurance premium by hundreds of dollars every year.
Don't pay for extras you don't need
Many insurance policies cover you for features you may never use, and these features are reflected in your premium. At Coles Insurance, we give you the choice. Here's how:
Car hire is optional: If you have access to another car, you may not need the additional benefit of a hire car if your car is damaged or stolen. So we let you choose whether you want a hire car benefit or not.
Excess-free windscreen repair is optional: Fixing a windscreen often costs less than the typical excess. That's why we offer an option to waive the excess on one windscreen claim per year. Of course, you may not wish to pay extra for this option. With Coles Insurance, the choice is yours.
When you get a car insurance quote from Coles Insurance, you will see these options clearly spelled out for you, including the cost to include them.
See how much you can save now
With our simple online process, getting an online quote takes just a few minutes.
And remember, if you buy online, you'll instantly save an additional 5% off your first year's premium.
For all information regarding this cover, including all its features, conditions and limits, please review the Product Disclosure Statement.