Building Insurance - house insuranceBuilding Insurance

Security and a roof over your head

Coles Building Insurance covers your home against the most common types of damage, such as fire, floods, storm and water damage, with a lifetime guarantee on building repairs. If you only need cover for your buildings, but not contents, Coles Building Insurance gives you peace of mind at a competitive price.

Get a Building Insurance quote now

Answer some simple questions to get an easy online quote for your home and contents.

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Building Insurance - quick cover guide*

Cover for fire, flood, storm and water damage? Lifetime repair guarantee?
Details
Cover for theft, lightning and earthquakes? Cover for vandalism and animal damage?
Replacement of frozen food and refrigerated groceries? New-for-old replacement of white goods, electronics and furniture?
Cover for accidental glass breakage? Temporary accommodation?
 

* This is a summary of the Coles Building Insurance policy. For full details, read on below, see our comparison of policy types and read the Product Disclosure Statement (PDF,579 KB).

No-compromise cover

You can have confidence that a Building Insurance policy from Coles Insurance gives you cover without compromise.

Our quality policies include house insurance features you would expect as standard, including cover for fire, flood, storm damage, earthquake damage and more - and a lifetime guarantee on repairs we authorise and arrange. Plus, you also get these great benefits as well:

Home cost calculator

Use our calculator to find out the cost of replacing your house. It's a great way to work out how much building cover you need.

Calculate your house
replacement costs
.

  • Temporary accommodation for your family and your pets
  • Demolition and removal of debris
  • Professional and council rebuilding fees
  • Replacement of trees, plants and shrubs
  • Malicious damage and animal damage cover.

Find out more about the quality of our cover.

Like any insurance policy, there are important conditions and limitations on these features.

The Product Disclosure Statement can help you understand all policy conditions.

Earn triple FlyBuys points at Coles Supermarkets

FlyBuys offers

Insure your buildings with Coles Insurance and get rewarded all year round.

As a Coles Home Insurance policyholder, you'll earn triple FlyBuys points on the first $500 you spend at Coles Supermarkets every month for a year. Plus, you’ll earn two FlyBuys points for every $5 you spend on your insurance policy too.

Find out more about our triple FlyBuys points offer.

 

Insure your contents and save 5%

Add contents cover to your building cover and save 5% on your premium. That's a 5% saving on your building and your contents cover. And if you buy online, we'll take another 5% off your first year's premium.

Coles Building and Contents cover

There for you when it counts

If something happens to your home, you can count on your Coles Building Insurance policy to get your home back to the way it was. The Building Insurance policy includes:

  • temporary accommodation for your family and your pets
  • key and lock replacement
  • emergency repairs to secure your buildings.

If you have a claim, you'll speak to a real person, based in Australia, who will guide you through the claims process and ensure you understand each step. Our claims specialists will ensure that your claim is processed quickly and with a minimum of hassle.

 

Plus, we'll handle all of the paperwork for you.

Read more about claiming with us

Not ready to switch yet?

Tell us when your insurance is due for renewal for the chance to win 50,000 FlyBuys bonus points. Sign up to win

For all information regarding this cover, including all its features, conditions and limits, please review the Product Disclosure Statement.

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