Contents Insurance - house contents insurance | Coles Insurance

Coles Contents Insurance covers the contents of your home against theft and the most common types of damage, such as fire, floods, storm and water damage. If you only need cover for your contents, but not your building, Coles Contents Insurance gives you peace of mind at a competitive price.

Contents Insurance - quick cover guide*

Cover for fire, flood, storm and water damage?		Cover for outdoor items like BBQs and garden furniture? Details
Cover for theft, lightning and earthquakes?		Cover for vandalism and animal damage?
Replacement of frozen food and refrigerated groceries?		New-for-old replacement of white goods, electronics and furniture?
Fully insure high-value items at no extra cost? Details		Temporary accommodation?

* This is a summary of the Coles Building Insurance policy. For full details, read on below, see our comparison of policy types and read the Product Disclosure Statement (PDF, 579KB).

No-compromise cover

A Contents Insurance policy from Coles Insurance gives you cover without compromises.

Our quality policies include features you would expect as standard, including cover for theft, fire, storm damage and more. Plus you’re also covered for:

• Replacement of frozen food and refrigerated groceries
• Key and lock replacement if required
• Outdoor items like barbecues and garden furniture
• Contents in transit when you move house
• Furnishings like rugs, blinds and curtains
• Sporting goods and bicycles
• Tools and gardening equipment.

Find out more about the quality of our cover.

Like any insurance policy, there are important conditions and limitations on these features. The Product Disclosure Statement can help you understand all policy conditions.

Fully insure your high-value items - at no extra cost

It’s never easy when your precious possessions are damaged or stolen, but it’s even worse to find out they weren’t fully covered. That’s why Coles Contents Insurance lets you insure all of your high-value items for their full replacement value - at no extra cost to you.

As long as you tell us about each high-value item, including its replacement cost, it's fully covered.

Here are just a few examples of what Coles Contents Insurance protects:

• Jewellery
• Expensive electronics
• Musical instruments and sporting goods
• Antiques and collectables

If you do need to claim on these items, you will need to provide evidence of ownership and value. So it's a great idea to keep good records now, just in case.

Earn triple FlyBuys points at Coles Supermarkets

Insure your building and save 5%

Add building cover to your contents insurance and save 5% on your premium. That's a 5% saving on your building and your contents cover. And if you buy online, we’ll take another 5% off your first year’s premium.

Coles Building and Contents cover

You can even cover goods when you're on the go

You can nominate to cover valuable items against theft or damage when you take them out of the house. If you’re worried about items such as laptops, mobile phones, jewellery and handbags, you can add optional cover for these items in your Coles Contents Insurance policy.

There for you when it counts

If you have a claim, you'll speak to a real person, based in Australia, who will guide you through the claims process and ensure you understand each step. Our claims specialists will ensure that your claim is processed quickly and with a minimum of hassle.

Plus, we'll handle all of the paperwork for you.

If something happens to your contents, you can count on your Coles Contents Insurance policy to cover the important things. The Contents Insurance policy covers:

• key and lock replacement
• frozen and refrigerated grocery replacement
• tools or equipment used for work.

Read more about claiming with us

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