It’s never easy when your precious possessions are damaged or stolen, but it’s even worse to find out they weren’t fully covered. That’s why you can insure all of your high-value items inside your home for their full replacement value - at no extra cost.
As long as you tell us about each high-value item, including its replacement cost, it's fully covered inside your home.
Please read our Home Contents Key Facts Sheet (KFS) which sets out some of the events/risks covered and not covered by our home policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.
If you do need to claim on high value items, you will need to provide evidence of ownership and value. So it’s a great idea to keep good records now, just in case.