Quality home insurance cover

You can have confidence that a Coles Home Insurance policy gives you cover without compromise. You'll get plenty of features as standard, including cover for the most damaging and costly situations, like fire, flood, theft and storm damage.

Plus, we cover you for those hidden extra costs if you need to rebuild, including demolition, debris removal and council and professional fees - over and above your sum insured.

We offer an easy, professional, hassle-free claims service, backed by a lifetime guarantee on repairs we authorise and arrange.

Coles Insurance is issued by Wesfarmers General Insurance Limited, one of Australia's largest general insurers. So you can depend on us to provide professional insurance and quality care - with no unpleasant surprises.

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Standard features you expect, plus much more

You can depend on Coles Home Insurance to give you cover without compromise. Coles Home Insurance policies cover these events as standard:

• Fire
• Flood
• Theft
• Storm damage
• Lightning strike
• Malicious damage
• Earthquake

Lifetime guarantee on repairs: If you have building cover, we guarantee our home repairs for life, as long as they are carried out by our approved repairers.

Extra cover for unexpected costs: If your home is badly damaged, the unexpected costs to rebuild can really add up. With our building cover, you can relax knowing that you're covered for costs like:

• temporary accommodation for your family and your pets
• new-for-old replacement
• key and lock replacement
• demolition and removal of debris
• council permit costs
• professional fees, including architects and surveyors

What's more, many of these rebuilding costs are covered over and above your sum insured.

Like any insurance policy, there are important conditions and limitations on these features. The Product Disclosure Statement can help you understand all the policy conditions.

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Fully insure your high-value items - at no extra cost

It's never easy when your precious possessions are damaged or stolen, but it's even worse to find out they weren't fully covered.

That's why our contents cover lets you insure all of your high-value items for their full replacement value - at no extra cost to you.

As long as you tell us about each high-value item, including its replacement cost, it's fully covered. So you can rest easy knowing that your jewellery, expensive electronics, antiques and more are protected.

If you do need to claim on these items, you will need to provide evidence of ownership and value. So it's a great idea to keep good records now, just in case.

Strength and experience

Coles Insurance is issued by Wesfarmers General Insurance Limited, part of the Wesfarmers group of companies. Wesfarmers General Insurance Limited is one of the five largest general insurers in Australia, with more than 70 years’ experience insuring Australian consumers and businesses.

Wesfarmers General Insurance Limited has adopted the General Insurance Code of Practice developed by the Insurance Council of Australia. The General Insurance Code of Practice raises service standards, improves the way that claims and complaints are handled and helps people better understand how general insurance works.

Learn more about the Code of Practice at their website: www.codeofpractice.com.au.

With Coles Insurance, you can feel confident that you're covered by a strong, experienced insurer who will be there for you when it counts.

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For all information regarding this cover, including all its features, conditions and limits, please review the Product Disclosure Statement.