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Wesfarmers General Insurance Limited (WGIL) ABN 24 000 036 279 AFSL 241461 is the issuer of the policies. Coles Supermarkets Australia Pty Ltd (Coles) is an Authorised Representative of WGIL. WGIL and Coles are both part of the Wesfarmers group of companies. WGIL is part of the Wesfarmers Insurance division of Wesfarmers Limited. If you take out a policy with WGIL, Coles will receive a commission from WGIL, details of which, along with Coles' contact details, can be found in the Financial Services Guide (FSG). Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. The relevant Product Disclosure Statement (PDS) and FSG can be found at coles.com.au/insurance to help you decide if the policies are right for you. Standard Coles Express Fuel Offer terms and conditions apply. $500 monthly maximum after savings and discounts. Offer applies for first year of policy only. Excludes Coles Express. Full terms and conditions at www.flybuys.com.au/insurance.