Web Site Terms and Conditions

Each time you access a page or function on this site or use the site to submit any information, you agree to the following terms of use (and any updated version of these terms that may be current at the time of access):

Information

Coles tries to ensure that all information published on this site or sent to you ("Information") is correct at the time of publication or dispatch. However, the accuracy of the Information cannot be guaranteed. You may only use the Information for personal reference as further described below, and you do so at your own risk.

Copyright

The contents of this site (including things such as text, graphics, photographs, layout, sound files and video files) are subject to copyright. The copyright is owned by Coles or reproduced by Coles under licence from third parties. You may electronically copy and print hard copies of parts of this site to the extent necessary for lawful, personal, non-commercial use that is consistent with the purposes of this site. Except as may be permitted by the Copyright Act 1968, any other use of this site, including the reproduction, modification, communication or display of the contents of this site, is strictly prohibited.

Trade Marks

This site includes registered trade marks, as well as other trade marks that are protected by law. Except as expressly authorised by Coles or the trade mark owner, the use of any of these trade marks is strictly prohibited.

Links

This site may contain links to third party sites. Please take care at all times to check whose site you are visiting. Coles is not responsible for the condition, security, contents or any other aspect of those sites, as they are not under Coles control. You access those sites, and use third parties' products and services, solely at your own risk. Links are provided solely for your convenience and do not indicate, expressly or by implication, an approval or endorsement by Coles of the relevant third party's sites, views, representations, products or services.

Disclaimer of Liability

You use this site and related services entirely at your own risk. They are provided to you on an "as is" basis, without any warranty or assurance as to the absence of errors, omissions, operational faults, delays, interruptions, viruses or other problems.

Neither Coles, nor its officers, employees, agents or contractors will be liable for any damages whatsoever, whether arising directly or indirectly, in connection with the use of the Information, this site (or any other site) or related services.

Applicable Law

Use of the Information, this site and related services is governed by the laws applicable in the State of Victoria, Australia. All disputes arising from the use of this site are exclusively subject to the jurisdiction of the courts of Victoria, Australia, courts entitled to hear appeals from them and, where applicable under relevant legislation, the Federal Court of Australia.

This site may be accessed throughout Australia and overseas. Coles makes no representations that the contents of this site comply with the laws (including intellectual property laws) of any country outside Australia. Whether you access this site from within or outside Australia, you do so at your own risk and will comply with all relevant laws that apply in the place where you access the site.

Coles

A reference to "Coles" on this site means Coles Supermarkets Australia Pty Ltd (ABN 45 004 189 708). It also includes all related bodies corporate of Coles, unless the context requires otherwise (for example, copyright will normally vest in Coles Group Limited alone).

Remind Me Later Prize Terms and Conditions

Car Insurance Competition

Information on how to enter and prizes forms part of these conditions. Entry into this competition is deemed to be an acceptance of these conditions. 

1. Entry is open to Australian residents aged 18 years and over. Employees and their immediate families of the agency ‘Focal Promotions’ for the Promoter are not eligible to enter. 

2. Competition commences 15/08/2011 and entries close 30/01/2012 at 11:59pm (AEDT). Entries are deemed received at the time of receipt by the Promoter in its promotional database and not at the time of transmission by the entrant. 

3. The competition includes 6 separate prize draws to be conducted on the following dates: 2/09/11, 7/10/11, 4/11/11, 2/12/11, 6/01/12 and 3/02/12. Each draw will take place at 12.15pm at Focal Promotions, Suite 1, 20 Wangara Rd Sandringham VIC 3191. 

4. Entries will be included in the first available monthly prize draw after they are submitted and unsuccessful entries will be carried forward to the next monthly prize draw. Each entrant is eligible to win only one monthly prize draw. No more than one entry per person is permitted. 

5. In each of the 6 prize draws the first valid entry drawn will win a $500 Coles Express Gift Card. Maximum total value of prize pool is $3,000. Coles Express Gift Card conditions apply. Prizes are not transferable or exchangeable and cannot be taken as cash. The Promoter’s decision is final and no correspondence will be entered into. 

6. Winner of each draw will be notified by phone and in writing and their name will be published in ‘The Australian’ newspaper seven days after each draw on the following dates: 9/09/11, 14/10/11, 11/11/11, 9/12/11, 13/01/12 and 10/02/12.

7. Subject, where relevant, to any written directions given by the relevant gaming authority, any unclaimed prizes will be awarded in a further draw to be held at 12.15pm on 4/05/12 at Focal Promotions, Suite 1, 20 Wangara Road, Sandringham VIC 3191. Winners will be notified by certified mail and the winners name will be published in ‘The Australian’ newspaper on 11/05/12. 

8. The Promoter accepts no responsibility for any late, lost or misdirected entries or for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, technical problems or traffic congestions on the Internet or at any website, or any combination thereof, including but not limited to, any injury or damage to participants or any other person’s computer related to or resulting from participation in or downloading any materials in this competition. 

9. If for any reason this competition is not capable of running as planned, including but not limited to, infection by computer virus, bugs, tampering, unauthorised intervention, fraud, technical failures, or any other causes beyond the control of the Promoter which corrupts or affects the administration, security, fairness, integrity or proper conduct of this competition, the Promoter reserves the right in its sole discretion to disqualify any individual who tampers with the entry process, and, subject to any written directions given by the various Lottery Departments, to cancel, terminate, modify or suspend the competition. 

10. Any costs associated with accessing the website is the entrant’s responsibility and is dependent on the Internet service provider used. 

11. To the extent permitted by law, the Promoter will not be liable for any loss or damage whatsoever which is suffered (including but not limited to indirect or consequential loss) or for personal injury which is suffered or sustained, as a result of taking a prize. 

12. All entries remain the property of the Promoter. The Promoter collects entrants’ personal information in order to conduct the promotion. If the information requested is not provided, the entrant may not participate in the promotion. By entering the promotion, unless otherwise advised, each entrant also agrees that the Promoter and its related companies may use this information in any media for future promotional, marketing and publicity purposes without any further reference, payment or other compensation to the entrant. Please contact the Promoter at the address provided below if you do not wish your information to be used by the Promoter for future promotional and marketing purposes. A request to access, correct or update any personal information should also be directed to the Promoter. 

13. The Promoter is Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708, 800 Toorak Road, Hawthorn East VIC 3123. 

14. Authorised under NSW Permit No.LTPS/11/07096; ACT Permit No. TP11/03160.

Team Member 5% Discount Offer

Please note: the 5% team member benefit has been replaced by a salary sacrifice benefit.  Please call 1300 265 374 to see if you are an eligible Coles team member.  The following information applies only to existing policies with the 5% team member discount.  

If a Coles team member finishes their employment with Coles during their insurance policy period, the discount will remain applicable until the next policy renewal date.

Applicable only for current 'Coles for YOU' team Members. ‘Coles for YOU' team members include team members from the following brands: Coles, Coles Express, Kmart, Target, Liquorland, Pick and Pay Hypermarket, Vintage Cellars, BI-LO, Officeworks and Harris Technology.

A 5% discount will be provided per policy. The discount is in addition to any promotional offers, including the 5% discount received when a combined building and building and contents policy is purchased.

The Team Member 5% discount offer will only apply to a maximum of two Coles Car Insurance policies and one Coles home insurance policy per team member.

Wesfarmers General Insurance Limited (WGIL) ABN 24 000 036 279 AFSL 241461 is the issuer of the policies. Coles Supermarkets Australia Pty Ltd (Coles) is an Authorised Representative of WGIL. WGIL and Coles are both part of the Wesfarmers group of companies. If you take out a policy with WGIL, Coles will receive a commission from WGIL, details of which, along with Coles' contact details, can be found in the Financial Services Guide (FSG). Any advice provided is of a general nature only and does not take into consideration your objectives, financial situation or needs. Before acting on any advice you should consider its appropriateness. The relevant Product Disclosure Statement (PDS) and FSG can be found at coles.com.au/insurance to help you decide if the policies are right for you.

North Shore offer terms and conditions

1. Coles is an Authorised Representative of the insurer Wesfarmers General Insurance Limited (WGIL) and both are part of the Wesfarmers group. WGIL is part of Wesfarmers Insurance division of Wesfarmers Limited. Coles receives commission if you buy a policy from WGIL.
2. Any advice is general only and doesn't consider your needs. Before acting on it, consider if it and the product is right for you by reading the Product Disclosure Statement and Financial Services Guide.
3. Subject to these terms and conditions, the offer only applies to insured vehicles regularly parked overnight in postcodes 2060-2126. To be eligible for the offer, persons must hold comprehensive car insurance with NRMA, AAMI or GIO which has equivalent or substantially similar benefits to the Coles Car Insurance applied for, and switch that NRMA, AAMI or GIO car insurance to Coles Car Insurance. The commencement date of the Coles Car Insurance policy must not precede 1 August 2011.
4. The $100 saving applies during the first year of Coles Insurance cover only.
5. The $100 saving applies over the course of the first year of Coles Insurance cover.
6. If you pay your premium by instalments, the saving is apportioned over the course of the first year of cover.
7. If you cancel your Coles Insurance policy before it expires, you will not obtain the full $100 saving.
8. The $100 saving is based on the initial proposed renewal premium amount (including applicable discounts and bonuses) where such an amount has been quoted or otherwise made available by NRMA, AAMI or GIO. However, if WGIL is satisfied that such an amount has not been made available by NRMA, AAMI or GIO, the saving is instead based on the annual premium paid or payable for the existing NRMA, AAMI or GIO policy being switched to Coles Car Insurance.
9. The $100 saving will not apply to any proposed renewal premium amount in relation to a policy for which a quote for Coles Car Insurance that includes the $100 saving has previously been provided.
10. The $100 saving is not valid where WGIL determines that there is insufficient evidence of the proposed renewal premium amount or, if applicable, the existing premium paid or payable.
11. The $100 saving is subject to WGIL deeming the risk is acceptable in accordance with its underwriting criteria.
12. Car insurance offered by NRMA, AAMI and GIO may not be identical to Coles Car Insurance. The $100 saving only applies where WGIL determines that the NRMA, AAMI or GIO car insurance is substantially similar or equivalent to the Coles Car Insurance applied for.
13. Coles Insurance may decide to withdraw the $100 saving guarantee at any time. Speak to your Coles Insurance call centre to check availability.

Melbourne Free Roadside offer terms and conditions

1. Coles is an Authorised Representative of the insurer Wesfarmers General Insurance Limited (WGIL) and both are part of the Wesfarmers group. WGIL is part of Wesfarmers Insurance division of Wesfarmers Limited. Coles receives commission if you buy a policy from WGIL.
2. Any advice is general only and doesn't consider your needs. Before acting on it, consider if it and the product is right for you by reading the Product Disclosure Statement and Financial Services Guide.
3. Subject to these terms and conditions, the offer only applies to insured vehicles regularly parked overnight in postcodes 3000-3207, 3335-3337, 3427-3429, 3752, 3765-3777, 3781-3782, 3786-3796, 3802-3810, 3910-3920, 3926-3944 or 3975-3977. The Coles Car Insurance policy must be purchased after 14th August 2011.
4. The free roadside assistance applies during the first year of cover only.
5. The offer is subject to WGIL deeming the risk is acceptable in accordance with its underwriting criteria.
6. Coles Insurance may decide to withdraw the free roadside assistance offer at any time. Speak to your Coles Insurance call centre to check availability.