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Full cover offering you peace of mind

With two options to choose from covering you for collision damage, theft, damage to other people's property and more, Coles Comprehensive Car Insurance provides all the cover you need, when you need it most.  Get a little red quote today.

Benefit guide*

Comprehensive Comprehensive
Plus
Cover for damage to your car, including accidental damage, storm, fire, flood and hail
Cover if your car is stolen
Cover for damage to other people's cars and property
Hire car - after accident

Optional, max 14 days
(up to $50 per day)


Unlimited days
(up to $90 value per day)

Hire car - after theft

Max 14 days
(up to $50 per day)


Unlimited days
(up to $90 value per day)

Windscreen cover

Optional, 1 excess-free claim


1 excess-free claim

New-for-new replacement for cars if you insure your new car with Coles

Up to 24 months old


Up to 36 months old

Taxi benefit

Up to $250 per claim

Lifetime guarantee on repairs – through our National Partnered Repairer Network
Emergency repairs, towing costs and accommodation
Trailer or caravan cover
Grocery replacement, if your groceries are damaged or stolen

Up to $200


Up to $400

Personal property cover

includes mobile phones and GPS devices

Replacement of keys, if they are stolen
Collect up to 1 flybuys EXTRA POINT for every dollar you spend at Coles Supermarkets #

* This is a summary of the Coles Comprehensive and Comprehensive Plus Car Insurance products. Like any insurance product, there are important conditions on these features. For full details, see our comparison of policy types or read the Product Disclosure Statements.

# After savings and discounts and excluding gift cards and smoking/tobacco product purchases. Coles means Coles Supermarkets, BiLo and Coles online only. Up to 1,000 EXTRA POINTS per policy per month. No EXTRA POINTS collected on any third party car insurance policies. EXTRA POINTS collected from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No EXTRA POINTS will be collected for the month in which your policy terminates. Standard flybuys Terms and Conditions apply. $60 based on 1,000 EXTRA POINTS per policy per month when you redeem 2,000 flybuys points for $10 off your Coles shop.

Get a quote

Four ways to reduce your premium

  1. Save 10% when you buy online* or 15% online for flybuys members
  2. Choose to only cover drivers aged 25 and older (if you don't need to cover younger drivers)
  3. Choose a higher excess
  4. Don't pay for the optional extras you don't need

Easy claims process

We've made our claims process as simple and hassle-free as possible, getting you back on the road quickly:

  • An understanding and experienced team of dedicated claims specialists to help you through the claims process
  • A National Partnered Repair network: to take the hassle out of choosing a repairer and give you peace of mind in terms of repair quality and service
  • An iPhone app* for Coles Car Insurance so you can notify us about a claim at the scene of the accident

Plus, repairs carried out by our authorised repairers are guaranteed for life.

Collect flybuys EXTRA POINTS at Coles with Coles Insurance

With every Coles Comprehensive Car Insurance policy you could collect 1 flybuys EXTRA POINT per $1 you spend at Coles (up to a maximum of 1,000 flybuys EXTRA POINTS per policy, per month). That’s up to 12,000 POINTS per policy, per year - or $60 of value*. 

Enter your flybuys number when you sign up, or you can join during the purchase process.

flybuys extra points

Optional Coles Roadside Assistance to keep you moving

For extra protection, combine your car insurance policy with Coles Roadside Assistance. If you break down, run out of petrol, get a flat tyre or simply lock your keys in the car, you can call Coles Roadside Assistance for help, 24 hours a day, seven days a week, Australia wide.

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