Comprehensive Car Insurance

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Full cover offering you peace of mind

Covering you for collision damage, theft, damage to other property and more, Coles Comprehensive Car Insurance provides all the cover you need, when you need it most. Get a little red quote today.

Quick cover guide*

Cover if your car is stolen
Cover for damage to your car, including accidental damage, storm, fire, flood and hail
New-for-new replacement for cars up to 2 years old if you insure your new car with Coles Comprehensive Insurance from the date of purchase
Cover for damage to other people's cars and property
Lifetime guarantee on repairs – through our national partnered repairer network
Emergency repairs, towing costs and accommodation
Trailer cover
Grocery replacement if your groceries are damaged or stolen
Personal property cover
Replacement of keys if they are stolen
Earn up to 12,000 flybuys EXTRA POINTS or $60 of value per policy, per year

* This is a summary of the Coles Comprehensive Car Insurance policy. Like any insurance policy, there are important conditions on these features. For full details, read on below, see our comparison of policy types or read the Product Disclosure Statement.

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PLUS, four easy ways to reduce your premium

Save 10% when you buy online* or 15% online for flybuys members and enjoy it for the life of the policy
Choose to only cover drivers aged 25 and older (if you don't need to cover younger drivers)
Choose a higher excess
Don't pay for the optional extras you don't need

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Read the product disclosure statement

*Online discount and online/flybuys discount are calculated on and applied to your Coles Insurance premium before the application of any other discount. This discount offer may be withdrawn at any time. Full terms and conditions.

Easy claims process

We've made our claims process as simple and hassle-free as possible, getting you back on the road quickly:

An understanding and experienced team of dedicated claims specialists to help you through the claims process
A National Partnered Repair network: to take the hassle out of choosing a repairer and give you peace of mind in terms of repair quality and service
An iPhone app* for Coles Car Insurance so you can notify us about a claim at the scene of the accident

Plus, repairs carried out by our authorised repairers are guaranteed for life.

About claiming with us

* iPhone is a trademark

Earn flybuys EXTRA POINTS at Coles with Coles Insurance

With every Coles Comprehensive Car Insurance policy you could earn 1 flybuys EXTRA POINT per $1 you spend at Coles⁰ (up to a maximum of 1,000 flybuys EXTRA POINTS per policy, per month). That’s up to 12,000 POINTS per policy, per year - or $60 of value*.

Plus, with Coles Insurance you'll also earn 1 flybuys point for every $1 you spend on each policy premium - so if your premium is $800 per year that is another 800 flybuys points per year.

Enter your flybuys number when you sign up, or you can join during the purchase process.

°After savings and discounts and excluding gift cards and smoking/tobacco product purchases. Maximum of 1,000 flybuys EXTRA POINTS per policy per month. Coles means Coles Supermarkets, BiLO and Coles Online only. No flybuys EXTRA POINTS earned on any third party car insurance policies. flybuys EXTRA POINTS earned from the date your flybuys membership is linked to your Coles Insurance policy and for the term of the policy. No flybuys EXTRA POINTS will be earned for the month in which your policy terminates. flybuys EXTRA POINTS only apply to policies purchased or renewed after 19 April 2012. Standard flybuys Terms and Conditions apply.

*Calculation based on maximum 1,000 EXTRA POINTS per policy per month and may vary due to individual circumstances

Optional Coles Roadside Assistance to keep you moving

For extra protection, combine your car insurance policy with Coles Roadside Assistance. If you break down, run out of petrol, get a flat tyre or simply lock your keys in the car, you can call Coles Roadside Assistance for help, 24 hours a day, seven days a week, Australia wide.

About Coles Roadside Assistance