Comprehensive Car InsuranceComprehensive Car Insurance

Relax ... we're there if you need us.

Coles Comprehensive Car Insurance gives you peace of mind knowing that you're thoroughly covered. We hope you never experience a car accident, storm damage, theft or other misfortune, but we'll be there for you if you do.

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Comprehensive Car Insurance - quick cover guide*

Cover for damage to your car, including storm & fire?New-for-new replacement?
Cover if your car is stolen?Choice of repairer? (details)
Cover for damage to other people's cars and property?Lifetime repair guarantee?(details)
Replacement of groceries, baby capsules & child seats?Emergency repairs and towing costs?

*This is a summary of the Coles Comprehensive Car Insurance policy. For full details, read on below, see our comparison of policy types to read the Product Disclosure Statement.

No-compromise cover

You can have confidence that a Comprehensive Car Insurance policy from Coles Insurance gives you cover without compromise.

Our competitively priced policies include all these features as standard, and more:

  • A lifetime guarantee on repairs carried out by our national repairer network
  • New-for-new replacement
  • Your choice of repairer
  • Emergency towing and accommodation
  • Trailer cover
  • Grocery replacement

Find out more about the quality of our cover.

Like any insurance policy, there are important conditions and limitations on these features. For example, if you choose your own repairer, they must be properly licensed, and they cannot exceed our assessed fair-repair cost. This helps us protect you and keep your premium down.

The Product Disclosure Statement can help you understand all policy conditions.

Save on fuel all year round

Triple Fuel Offer

If you take out Coles Car Insurance, once a month for a year we'll triple the value of your standard 4c Coles fuel discount.

You'll save 12c per litre at the petrol pump, for year round savings that really add up!

Read more about our Triple Fuel Discount offer.

 

PLUS, three easy ways to reduce your premium

You can save on your comprehensive car insurance policy in three simple ways:

  • Choose to only cover drivers aged 25 and older (if you don't need to cover younger drivers)
  • Choose a higher excess
  • Don't pay for the optional extras you don't need

Family-friendly bonus features

At Coles Insurance, we know that a typical family grocery shop can add up to hundreds of dollars, and so can a child seat or baby capsule; this is the last thing you need to worry about if there's an accident, theft or other insured event.

That's why we'll pay for the costs of replacing your groceries, child seats and baby capsules if your car is stolen or involved in a collision. (Some benefit limits apply.)

It's just another way Coles Insurance helps keep you and your family on the road.

There for you when it counts

If you need to claim, you'll speak to a real person who will guide you through the claims process and ensure you understand each step. Your claims specialist will ensure that your car is expertly repaired and back on the road quickly, and with a minimum of hassle.

Did you know?

You can change to Coles Insurance even if your old policy isn't up for renewal. Most insurers will charge a nominal cancellation fee and then refund the balance
of your premium.

If something happens to your car, you can count on your Comprehensive Car Insurance policy to cover important details, and get you moving again quickly. The Comprehensive policy includes:

  • Emergency repairs
  • Towing
  • Travel and accommodation expenses

Read more about claiming with us

Not ready to switch yet?

Tell us when your insurance is due for renewal for the chance to win a $500 Coles Express Gift Card. Sign up to win

For all information regarding this cover, including all its features, conditions and limits, please review the Product Disclosure Statement.

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